Shareholder Loan Agreement Template – US

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Updated: 2026


Disclaimer

The content provided is intended solely as a general example for informational purposes related to agreements between company owners and investors regarding financial support. It does not constitute legal advice and should not be relied upon as a substitute for consulting a qualified attorney specializing in corporate or contractual law. Laws and regulations may vary depending on the jurisdiction, and adjustments may be required to ensure compliance with local requirements. The use of this example is the sole responsibility of the user, and we assume no liability for any errors, omissions, or consequences arising from its use without professional review.


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Please note: This is a sample Shareholder Loan Agreement template for illustrative purposes only. Actual terms may vary based on specific arrangements and applicable laws.

Shareholder Loan Agreement Sample

Parties Involved:

Shareholder: John Doe
Address: 123 Main Street, New York, NY 10001

Company: XYZ Corporation
Address: 456 Elm Street, New York, NY 10002

Loan Description:

This agreement pertains to a loan provided by the shareholder to the company, with the terms specified herein, including the principal amount, interest rate, and repayment schedule.

Loan Terms:

The shareholder shall lend an amount of $50,000, with an annual interest rate of 5%, payable quarterly. The repayment period shall be 3 years, with equal monthly installments.

Parties’ Responsibilities:

The shareholder agrees to provide the loan amount as specified and to receive interest and principal repayments according to the schedule. The company commits to repaying the loan as agreed and maintaining proper financial documentation.

Governing Law:

This agreement shall be governed by the laws of the State of New York. Any disputes shall be resolved in the courts of New York County.

Additional Provisions:

  • The loan shall be disbursed within 10 days of signing this Agreement.
  • Any amendments must be made in writing and signed by both parties.
  • Late payments shall accrue interest at an additional rate of 2% per annum.

New York, ______________________

________________________
John Doe (Shareholder)
________________________
Jane Smith (Authorized Signatory for Company)