Notarized Loan Agreement Template – US

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Updated: 2026


Disclaimer

The content provided is intended solely as a general example for informational purposes related to formal loan documentation requiring notarization within the United States. It does not constitute legal advice and should not be relied upon as a substitute for consulting a qualified attorney specializing in finance, real estate, or contractual law. Laws and regulations may vary depending on the jurisdiction, and adjustments may be required to ensure compliance with local requirements. The use of this example is the sole responsibility of the user, and we assume no liability for any errors, omissions, or consequences arising from its use without professional review.


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Please note: This is a sample Notarized Loan Agreement template for the United States, provided for illustrative purposes only. Actual terms may vary based on specific agreements and applicable laws.

Sample Notarized Loan Agreement (U.S.)

Parties Involved:

Lender: John Doe Lending Co.
Address: 123 Main Street, Anytown, USA 12345

Borrower: Jane Smith
Address: 456 Elm Avenue, Sometown, USA 67890

Loan Description:

The borrower agrees to receive a loan amount of $50,000 (fifty thousand dollars) from the lender, to be repaid under the terms outlined herein.

Loan Terms:

The loan shall accrue interest at an annual rate of 5%, payable monthly. The repayment period is 36 months, commencing on the date of notarization.

Obligations of the Borrower:

The borrower agrees to repay the loan in accordance with the agreed schedule, and to provide collateral as outlined in the attached annexure.

Governing Law:

This agreement shall be governed by the laws of the State of California. Disputes shall be resolved in the courts of Los Angeles County.

Additional Provisions:

  • This agreement must be notarized for validity.
  • Any amendments must be in writing and signed by both parties.
  • If the borrower defaults, the lender may pursue legal remedies including foreclosure on collateral.

Location: ______________________ Date: ______________________

________________________
John Doe (Lender)
________________________
Jane Smith (Borrower)
Notary Acknowledgment
Subscribed and sworn to before me this ____ day of ____________, 20__, by John Doe and Jane Smith.
________________________
Notary Public Signature
My commission expires on: ____________